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Is Revolut a bank?

Revolut Business is a bank in some regions we operate in, including the EEA (European Economic Area). Revolut Bank UAB holds a full banking license in Lithuania, allowing us to offer cross-border banking services to our business customers in the EEA.

But Revolut Business is not a bank everywhere yet, including in the UK. Revolut Business continues to work towards securing a UK Banking Licence. In the meantime, we offer our UK Customers e-money services, and hold our customer's deposits securely in a third-party licenced bank. Read more about how we safeguard customer deposits.

We'll communicate any future changes and updates well in advance to all our customers.