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A 52-week challenge where you can earn entries into monthly and annual prize draws. Choose a weekly amount between 10 € and 50 € (in multiples of 10 €), and we automatically move it to your savings. This amount cannot be changed after you join the challenge. Every 1 € saved counts as 1 entry.

You can join between 1 May 2026 and 31 May 2026 by opening a Smart Saver Challenge Savings Account in the Revolut app. If you join later in the month, you’ll need to make a one-off payment to cover any missed weeks so you stay aligned with the current challenge week.

If you don’t join within this window, you won’t be able to participate. Once joined, your weekly amount is fixed for the full challenge and cannot be changed. You will earn the rate according to your plan, from standard 1.15% AER to Ultra 2.28% AER, and not any promotional rate if available.

Your selected amount is transferred weekly. Weeks are tracked as completed, at risk, or missed. Only completed weeks count towards prize eligibility. Each week, your selected amount is added automatically or manually. A week is completed once the full amount is added by Sunday 23:59.

If a transfer fails, we retry once automatically. If it still doesn’t go through, the week becomes at risk and you’ll be notified. You can manually add funds before Sunday to restore the week to completed.

Use the in-app 'Catch-up' button to catch up within the same week if you have available funds. If the full amount isn’t added by Sunday, the week is missed, can’t be recovered, and won’t count towards prize eligibility but you can continue saving towards your goal and complete future weeks as usual.

There are monthly and annual prize draws. To qualify for a monthly prize of 5,000 €, all weeks in that month must be completed. Missing one week means you won’t be eligible for that month’s prize but you can still be eligible for future months — save in a way that works for you.

To qualify for the annual prize of 30,000 €, you must have at least 50 completed weeks out of 52. Missing 3 or more weeks makes you ineligible for the annual prize.

Each 1 € saved gives you 1 entry into the prize draws. Higher weekly savings increase your number of entries and improve your chances of winning. If a week is missed or becomes invalid, it won’t count towards eligibility for monthly or annual prizes. Prizes are paid to your main account.

Withdraw, pause, or close the challenge — you're in control of your finances. Withdraw money anytime. If your balance drops below your expected savings, previously completed weeks may become at risk. You must add back the full amount before Sunday 23:59 or those weeks will be marked as missed.

Pause the challenge at any time to stop future transfers. However, weeks during the pause may not be completed unless you manually add funds, which can affect your prize eligibility.

Close the challenge anytime and keep your savings, but you can't join/enter future prize draws. After 52 weeks, eligible customers enter the annual prize draw and convert this account to a regular Savings Account or withdraw money. Take the challenge at your pace — financial wellbeing comes first.