Instant Access Savings Promotion September 2026
What is the Instant Access Savings promotion?
We're offering eligible new Revolut customers in Spain from 16 September 2026 the opportunity to earn a 3.51% AER boosted rate when opening their first Instant Access Savings account within 30 calendar days of completing identity checks.
The boosted rate applies for up to 120 days from the date your first Instant Access Savings account is opened, on balances up to €25,000 across all your Instant Access Savings accounts. Any balance above this will earn the rate applicable to your plan, resulting in a blended rate.
You can add or withdraw money from your Instant Access Savings account at any time. The promotion will remain live until withdrawn by Revolut.
Am I eligible for the promotion?
You must meet the following eligibility criteria:
- Be a new Revolut customer, signing up for the first time on or after 16 September 2026
- Have a valid tax residency in Spain
- Be at least 18 years old
To take part, you must complete the Revolut sign-up and identity verification process, with no restrictions on your account. You must then open your first Instant Access Savings account within 30 calendar days after the main account is opened, while the promotion is open to new participants.
Do I need to do anything to keep the boosted rate?
First 30 days are unconditional. To keep the promotional interest rate, you must make 3 card transactions of at least €5 each every 30 days.
Some customers may need to meet additional conditions to keep the boosted rate. If conditions apply, we'll let you know by email and in the Revolut app before you open an Instant Access Savings account. The conditions that apply to you will remain the same throughout your promotional period.
If no additional conditions apply to you, you'll enjoy the boosted rate for the full 120-day promotional period.
What happens after the promotion ends?
Once your 120-day promotional period ends, or if you don't meet conditions that apply to you, your rate will revert to the rate applicable to your plan, which can vary from up to 1.15% AER with Standard to up to 2.28% AER with Ultra.
You can view the rates for each plan in the Pre-contractual Information Instant Access Savings. For more information, see the Instant Access Savings Promotion Terms and Instant Access Savings Terms.