Need a hand?

To apply for a credit card, you must meet the following criteria:

• Be at least 18 years old
• Permanently live in Spain with your current address listed with Revolut
• Have no missed or late payments on your credit file
• Be employed with a regular income
• Have a local mobile phone number linked to your Revolut account
• Have no missing personal details, negative balances in your Revolut account, or overdue commitments to third parties
• Meet the requirements of Revolut Bank UAB internal risk policies

• Go to 'Home' on the bottom menu
• Below your balance, tap Accounts
• Tap 'Add new', then 'Credit'
• Select 'Credit Card'
• Fill out the short application

In most cases, you will receive an answer right away. Sometimes our manual credit underwriters need to review your application. If we need more information, we'll reach out via email and any additional documents can be submitted in-app. We'll notify you about our decision within 10 business days.

If your application is approved, you can finalise setting up your credit card by reviewing the offer and selecting your preferred terms. Then, you can order a physical or virtual credit card and start using it right away.