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The benefits you’ll enjoy with a Revolut Credit Card depend on your plan. All cardholders get our essential credit features, including:

• No monthly or annual credit card fee (Paid Plan fees may apply)
• 0% foreign transaction fees (subject to your retail paid plan fair usage limits and market hours if applicable)
• An interest-free period of up to 44 days

When you apply, your card's benefits will match your plan. This includes your RevPoint earn rate, access to subscriptions, and exclusive travel and lifestyle benefits. Retail paid plan fees may apply. To find out more about the plans we offer, visit these FAQs.

You get a higher RevPoint earn rate on your credit card spending compared to debit spend on the same plan. To start earning RevPoints, make sure that the feature is activated on your account. To do so, follow the steps in this FAQ.

The rate at which you earn RevPoints on your credit card spend will vary depending on your plan. Read this page for more details about RevPoints — including the RevPoints earn rate, eligible transactions, expiry, and ways to earn RevPoints. Paid Plans and RevPoints T&Cs apply.

Remember to keep your credit card account repayments up to date. Restrictions may apply to your credit card account, including RevPoints, when you're in arrears.

Upgrading or downgrading your plan will adjust your credit card benefits, including the number of RevPoints earned, and access to exclusive physical card designs.

Upgrading or downgrading your paid plan will not impact your existing credit card limit.

You can find detailed instructions on upgrading your plan in this FAQ and downgrading your plan in this FAQ.