Timeframes for transfers
Local AUD transfers
- New Payments Platform (NPP) or Osko transfers: usually arrive within minutes
- Direct Entry (DE) transfers: can take up to 3 business days
EUR transfers
SEPA Instant transfers should arrive within a few minutes. Regular SEPA transfers can take up to 2 business days.
International transfers
SWIFT transfers can take up to 2 business days to arrive.
Tracking a transfer
Use our in-app incoming transfer tracker to track your transfer and see its timelines. The tracker will provide specific dates based on your transfer.
You can also track the status of a transfer via the outbound transfer status tool.