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Why was my return payment for a bank transfer less than the original amount sent?

Although your transfer was not successfully received by the beneficiary and is returned to your account, when your money is in transit, it may be processed by an intermediary bank who could also apply a handling fee. In simple terms, third-party fees may cause a lower amount returned to your account than the amount you originally sent.

For payments through the SWIFT network, intermediary banks are used to complete the transaction. In return for this service, they might collect a fee known as an Intermediary Bank Fee. Revolut does not have visibility or authority over these fees. Typically, intermediary bank fees are in the range US$ 10-50 or its equivalent in other currencies, but they can change significantly, if the transfer currency isn't the country currency of the recipient. Please note that intermediary bank fees may be applied even if your transfer is unsuccessful.