Currency exchange fees and limits
Fair usage fees
Depending on your plan, there's a threshold of exchanges that can be made with no additional fees during the weekdays. This limit is called a fair usage limit. To check your usage and reset date, tap your profile icon in the top-left corner and select 'Your plan'.
- Standard: 0.5% fee charged for exchanges over A$2,000 or equivalent
- Premium: 0.5% fee charged for exchanges over A$20,000
- Metal: no additional exchange fees
The fair usage limit applies to all fiat currency, cryptocurrency, and commodity exchanges, including exchanges made automatically at the time of a transaction. Your fair usage limit resets every month.
Weekend mark up fees
Depending on your plan, you may be charged a fee on all exchanges made on the weekend between 5pm Friday and 6pm Sunday, Eastern Time (ET). For Standard customers, this fee is 1%. Premium and Metal customers don't have to pay an additional fee on weekends.
Currency exchange limits
You can perform up to 100 exchanges within a 24-hour period. The limit includes currency exchange, cryptocurrency exchange, and commodity exchange.