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Currency exchange fees and limits

Fair usage fees

Depending on your plan, there's a threshold of exchanges that can be made with no additional fees during the weekdays. This limit is called a fair usage limit. To check your usage and reset date, tap your profile icon in the top-left corner and select Your plan or Your limits.

  • Standard: 0.5% fee charged for exchanges over A$2,000 or equivalent
  • Plus: 0.5% fee charged for exchanges over A$6000
  • Premium: 0.5% fee charged for exchanges over A$20,000
  • Metal: no additional exchange fees

The fair usage limit applies to all fiat currency, cryptocurrency, and commodity exchanges, including exchanges made automatically at the time of a transaction. Your fair usage limit resets every month.

Weekend markup fees

Depending on your plan, you may be charged a fee on all exchanges made at the weekend between 17:00 Friday and 18:00 Sunday, Eastern Time (ET). For Standard customers, this fee is 1%. For Plus customers, it is 0.5%. Premium and Metal customers don't have to pay an additional fee at weekends.

Currency exchange limits

You can perform up to 200 exchanges within a 24-hour period. The limit includes currency, cryptocurrency, and commodity exchanges.