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When you add a new card to a payment service like PayPal, Google Pay, or Apple Pay, the payment processor may initiate a small transaction to verify your card details. These verification transactions usually charge nothing or a very small amount (a few cents).

They also revert back to your account once your card has been verified by the payment processor. You can check the reversal date in-app by tapping the transaction. The reversal date is in the 'Status' section. These transactions will appear as 'Card Verification' in your app.

When manually adding cards to Google Pay, some customers may see transaction decline errors, depending on which card they added:

• Local card: ‘Credit functionality not enabled’
• Global debit card: ‘Global debit card used in Brazil’ or 'Declined to avoid fees'

Despite these errors, the card will be added normally to your Google Wallet.

A pre-authorization is a temporary hold on your card, often used by hotels or car rental companies to ensure sufficient funds. We can’t cancel a pre-authorisation hold from our side. It can only be lifted when the authorization expires or if the merchant releases the funds.

If there's a duplicate transaction, contact the merchant to resolve it.