Need a hand?

• Go to 'Home' on the bottom menu
• Under your balance, tap 'Accounts'
• Select your credit card
• Tap the info icon
• Select 'Credit card limit'
• Select 'Apply for a limit increase'

You may be asked to provide additional data, such as a Central Credit Register (Credit Bureau) check or updated income information. We need this information to fully assess an application for a higher credit card limit.

• Go to 'Home' on the bottom menu
• Under your balance, tap 'Accounts'
• Select your credit card
• Tap the info icon
• Select 'Decrease credit limit'

Once your limit is decreased, it can’t be raised back to the original amount for some time and will be subject to a successful assessment of your credit limit increase request.

If you’d just like to manage your spending, you can use our Spending Control feature instead.

We regularly review accounts to promote responsible credit management. Factors such as account activity, repayment patterns, and overall credit profile may lead to a limit adjustment.

We’ll let you know in advance if your credit limit is being reduced, and share steps you can take to prevent it (if applicable). If your limit is reduced, you’ll also get a notification confirming the new amount and when it takes effect. To help maintain your credit limit, we recommend:

• Keeping your Revolut account active
• Making payments on time, for all credit products with Revolut

Once your credit limit has been decreased, it can’t be reset to the previous amount. We’ll always notify you in advance and guide you on how to avoid a reduction.

However, you can ask for your credit limit to be decreased back to the previous value after it’s been increased.