Need a hand?

At the moment, you can only decrease your credit limit in the Revolut app. Increasing your limit isn’t available yet.

• Go to the 'Credit card' home screen
• Tap the 'Info' icon
• Then select 'Reduce my limit'

Once your limit is decreased, it can’t be raised back to the original amount. If you’d just like to manage your spending with no impact on what we report to credit bureaus:

• Go to the 'Credit card' home screen
• Tap the 'Info' icon
• Then select 'Credit card limit'

We regularly review accounts to promote responsible credit management. Factors such as account activity, repayment patterns, and overall credit profile may lead to a limit adjustment.

We’ll notify you in advance if your credit limit is reduced and, when possible, share steps to help prevent it — except in cases of fraud, credit risk, or as noted in your agreement. If reduced, you’ll receive confirmation of the new amount and start date. Here's how to maintain your limit:

• Keeping your Revolut account active
• Using your Revolut credit card regularly
• Making payments on time, for all credit products with Revolut

Once your credit limit has been decreased, it can’t be reset to the previous amount. That’s why we’ll always notify you in advance and guide you through how to avoid your credit limit being reduced.