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Credit Card repayments

You can either manually pay your statements or set up the AutoPay feature. If you set up AutoPay, you can set a full payment or a minimum payment to be collected on the due date. If you choose to manually repay your card, you'll be able to choose one of the options below:

  • Full payment
  • Minimum payment (or anything above minimum and less than full). This activates revolving interest on the balance leftover after the payment
  • Instalments with interest through our ‘Statement Financing’ feature

If you fail to make your repayments, a late payment interest and late payment fee will also be charged alongside the default interest that applies as part of your credit agreement.

How to stay on top of credit card repayments

  • Set up notifications for credit card repayments
  • Set up the AutoPay feature
  • Set up payment instalments using our Statement Financing feature
  • Additionally, make sure to familiarise yourself with the terms and repayment dates of your credit agreement