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Your monthly statement reflects all the purchases, or purchase instalments, made within a monthly open billing cycle. It's different from the statement for your whole credit agreement (your whole credit balance), which also takes into account future instalments that will be due.

Your statement will close and be generated six days before your selected due date — ‌which was set up by you when you set up your card — ‌and will be sent to you by email. You can also view or pay your statement in-app.

If you fail to repay the amount due on the statement, you’ll be charged late payment interest and a late payment fee, on top of the standard interest that applies as part of your credit card agreement.