Setting up a Joint account
What is a Joint account?
A Joint account is a shared account between 2 Revolut customers. It’s not just for partners and spouses — friends, family, and housemates can open an account to simplify expense sharing. Both account holders can add, withdraw, manage, and spend money in the Joint account.
Read our Joint Accounts T&Cs to learn more.
To apply for a Joint account (or manage your current Joint account), use this link.
Requirements for opening a Joint account
- You’re at least 18 years old
- You have a personal Revolut account and have passed our identity verification checks
- You live in the same country as the person you’re opening the account with
- You both belong to Revolut Switzerland Payments AG. To check this, tap your profile icon in the top left corner, select 'Account', 'Terms and conditions' and confirm if you have the Revolut Card Terms
- You don’t have another Revolut Joint account, or a pending invite for one
- You already have the person you want to open the account with in your contacts. If not, send a small amount of money to their Revolut account to make them a contact before you try to open a Joint account together. To read more about sending money to other Revolut customers, read this FAQ
Open a Joint account in-app
- Go to 'Home' on the bottom menu
- Below your balance, tap Accounts and 'Add new'
- Select 'Joint' and follow the instructions
The other applicant needs to accept your invitation.
Paid plans and Joint accounts
- Each account holder has their own usage limits based on their individual Revolut plan
- Joint account fees are deducted from the Joint account only
- Flexible Cash Funds account can't be opened on Joint accounts
If one of the Joint account holders has a Metal or Ultra plan, any eligible card payments made with your Joint account card will earn RevPoints. Learn more about RevPoints from these FAQs in our Help Centre.