What will happen to my funds if Revolut goes bankrupt?
If your account is registered with Revolut Bank UAB entity
With Revolut Bank, your funds are insured with deposit insurance of up to €100,000.
The amount of deposit insurance compensation is determined by aggregating all the deposits held with Revolut Bank UAB. Certain deposits aren't insured. More details regarding deposit insurance are available on this page.
If your account is registered with Revolut Ltd entity
As the account you hold with us is an electronic money account, your money is held in a safeguarded account with a regulated bank or high-quality liquid assets. Your savings are deposited with partner banks and eligible deposits are protected up to £85,000 per bank.
If we ever became insolvent (unable to pay our debts), your money would be prioritised. Our customers’ claims would be paid out first from our dedicated client money bank and asset accounts, ensuring your funds are secured before any other claims are addressed.
Safeguarding your funds is our priority. Learn more by visiting Revolut T&Cs.
Which Revolut entity am I registered to?
The different ways that Revolut safeguards your money depends on the Revolut entity you’re registered to. To find out which Revolut entity you're registered to:
- Tap your profile icon in the top-left corner
- Scroll to the bottom of the page
- Find the name of the Revolut branch you’re registered to at the very bottom of the page
How does Revolut protect my funds?
To find out how Revolut keeps your money safe, read this FAQ in our Help Centre.
Read more about how we protect your funds in this blog post.