Criteria for sustainability preferences
Our app allows you to specify your preferences for investments into companies whose activities specifically contribute to environmental objectives, environmental or social objectives, and/or consider principal adverse impacts on sustainability factors.
Principal adverse impacts (PAIs)
The negative effects that investment decisions can have on sustainability factors, including environmental, social, and governance issues. Our app allows you to select the PAI categories that matter most to you.
The sustainability factors are grouped into different categories, that generally include the activities' negative impact on climate and biodiversity, water pollution, waste management, and various social and labour issues.
Based on your preferences, we customise your product offering to include investments that aim to minimise negative impacts on these selected categories while maximising positive outcomes.
Environmentally sustainable investments
As defined by Regulation (EU) 2020/852, investments that significantly contribute to one or more of the pre-defined environmental objectives, do not significantly harm any other environmental objectives, and are subject to certain minimum safeguards and technical screening criteria.
The environmental objectives set by the regulation include climate change mitigation, climate change adaptation, sustainable use and protection of water and marine resources, transition to a circular economy, pollution prevention and control, and protection and restoration of biodiversity.
These investments typically involve companies or projects that actively work towards reducing their environmental footprint. Our app allows you to select a minimum proportion of your investments that you wish to allocate to environmentally sustainable investments.
Sustainable investments
Our app allows you to select a minimum proportion of your investments that you wish to allocate to sustainable investments. This includes investment in an economic activity that contributes to environmental or social objectives, and includes good governance at investee companies.
Examples of environmental objectives include energy efficiency, use of renewable energy, raw materials, water and land, the impact on biodiversity and the circular economy, and more.
Examples of social objectives include tackling inequality, fostering social cohesion, labour relations, and more.