Need a hand?

We've made two improvements to your travel insurance coverage with XCover. All other coverage remains the same.

The improvements to your travel insurance cover are:

• If you need to pay excess for any future claims, your excess is now variable, which is 10% of your claim amount (up to a max of €50) compared to the current fixed excess of €50. This means you pay lower excess on claims of up to €500. This is applicable for reimbursement of unused, non-refundable trip costs if your booking is cut short, personal property protection claims, and emergency dental expenses abroad.
• You won't pay any excess fees for emergency medical expenses abroad, compared to the current fixed excess of €50.