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Transferring funds to an external card

To send a transfer to a card:

  • Go to 'Payments' on the bottom menu
  • Tap 'New' (plus symbol in the top-right corner)
  • Choose 'Card recipient'
  • Enter the receiver's 16-digit card number
  • Enter the amount and choose the currency
  • Submit the transfer after reviewing the amount sent and fees charged

We don't support transfers to some cards, countries, and currencies. You can find out more about supported transfers in this article.

Minimum amount

We require a minimum of $2 (or other currency equivalent) for transfers to a card within Europe and a minimum of $10 (or other currency equivalent) for transfers to a card outside Europe.

Fees

We charge a small fee for sending card transfers. We show you the fee in-app before you send a card transfer.

The fee amount will depend on the transaction itself, such as how much you are sending and where the money is going. If you need to exchange money before or while sending a transfer, currency exchange fees may also apply. Learn more about exchange fees in this article.

Timeframes

Sending money to a card is usually instant, but can take up to 30 minutes. In very rare cases, banks may delay transferring funds to cards, which could take 48 hours. If this happens, read this article to find out more.

Limits

Limits on card transfers depend on the destination country and currency. We show you any limits before you send a card transfer. The receiving bank may have different daily, weekly, or monthly limits for card transfers which may also apply.

Difficulty with a card transfer

If you're experiencing difficulties with your transfer to a card, tap on the transfer in your transactions list to get specialised help.