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Why was my top-up reverted?

Technical issues

Temporary issues with Revolut or the card issuer's system may cause a card deposit to appear as pending for a prolonged time, and then get reverted. If that happens, tap the deposit in your transactions list for more information and help.

Your bank disputed the charge

When you add money to your Revolut account using an external card, sometimes the bank may revert the transaction. This is known as a top-up chargeback. If your bank issues a top-up chargeback, the funds will be temporarily blocked on your Revolut account while the transaction is disputed.

  • If the bank you transferred money from wins the dispute, the deposit amount will be refunded to the account you topped up from
  • If they lose the dispute, the deposit in your Revolut account will be unblocked

For more detailed information and updates on your dispute, contact your bank.