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Interest on balance

If you don’t pay your monthly statement in full, you’ll begin accruing interest on the unpaid balance after the due date passes. Interest will accrue daily until the balance is paid.

You may be offered a promotion or sign up offer for interest free spend. To take advantage of a promotion, you must still pay off your balance in full by the end of the promotion period, otherwise you’ll earn interest on the unpaid balance as normal.

Interest on cash advance

For certain transactions, like money transfers or credit card payments for gambling or investments, you’ll accrue interest daily once the transaction is completed and added to your balance. These transactions aren’t eligible for any interest deferral or interest free promotions.

Late payment penalties

If you don't pay at least the monthly minimum amount, or the auto-withdrawal for the minimum amount fails, you may be charged a late fee of the minimum repayment amount or at least €15.