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Am I eligible for credit?

To be eligible for Revolut credit offerings in Spain, you need to meet the following criteria:

  • Be at least 18 years old.
  • Permanently live in Spain and have your current address listed with Revolut.
  • Have a Spanish mobile phone number linked to your Revolut account.
  • Be a customer of Revolut Bank UAB for at least 30 days.
  • Make sure no personal details are missing from your Revolut account.
  • Be employed (full-time, part-time, self-employed, or retired) with a regular income.
  • Have a clean credit history and no history of missed repayments.
  • Have no negative balances in your Revolut account.