Need a hand?

A renovation loan is a loan you can take out to pay off existing Revolut loans, and use to request extra credit for personal use. Renovation is available for personal loans only.

As we start introducing our renovation product in Spain, we're gradually expanding access to ensure a smooth and reliable experience for all customers. We're currently only offering internal refinancing, allowing you to consolidate your Revolut loans.

The option to apply may not be available to everyone just yet. If you don't see the option to apply for a renovation loan in the app, we'll notify you as soon as the product is available to you.

• You must already have a personal loan with Revolut
• Your current credit facilities must not be in arrears

If permitted by our affordability assessment of your circumstances, you will be also given the option to borrow additional funds in the form of extra cash.

• Existing credit facilities with Revolut: once your previous loan is renovated, your previous Revolut loan will be closed as soon as the renovation loan is approved and disbursed
• Extra money: if you're eligible for any extra money, and once your application has been reviewed and approved, we'll disburse it together with a renovation loan to your Revolut account