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Robo-Advisor assets allocation and diversification

When you use a Robo-Advisor, your money is typically invested in a diversified ETF portfolio made up of underlying stocks, bonds, and other investment products. The specific investments chosen depend on your financial goals, risk tolerance, and other preferences you set when opening your account.

At Revolut, we use tools to determine which assets the portfolio should include. Once we determine an asset allocation, we evaluate which exchange traded funds (ETFs) most effectively offer exposure to a particular asset.

We do this by weighing up factors such as costs, liquidity, size, historical performance, and risk. Typically, your money will be invested in a diverse set of ETFs, depending on the selected portfolio. To learn more about ETFs, read this FAQ.