Principal adverse impacts (PAIs)
Principal adverse impacts (PAIs) refer to the negative effects that investment decisions can have on sustainability factors, including environmental, social, and governance issues. When you set up your ESG portfolio with us, you have the option to specify your preferences regarding PAIs, especially related to categories such as social and employment matters, water, biodiversity, energy efficiency, and waste. This means you can choose to prioritise investments that minimise negative impacts on these categories.
We offer a detailed questionnaire that helps us understand your preferences. For example, if you selected 'Energy efficiency' as a priority, the recommended portfolio would ideally consist of companies that demonstrate greater efficiency in their energy usage.