Need a hand?

At Revolut, our interest rates for personal loans are strictly governed by French regulation and always comply with the usury rates set by the Banque de France (BdF).

The usury rate represents the maximum legal annual percentage rate (APR) that lenders are allowed to charge for a specific category of credit.

You can consult the official usury rates for each loan category directly on the Banque de France website.

• Quarterly updates: these rates are published every quarter. When you visit the link, ensure you select the respective time period relevant to your application
• Loan category: for personal loans, you should look for the rates listed under 'Crédits de trésorerie'

By checking these official publications, you can verify the maximum legal thresholds applicable to your loan at any given time.