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Who can open a Basic account?

In accordance with article L.312-1 of the Financial and Monetary Code, everyone has the right to a bank account in France. With that said, any bank is free to refuse the opening of a deposit account if the applicant has already opened another French bank account.

Banks must inform the applicant in writing about their right to an account.

Who can use a Basic account

Any person who doesn't have a deposit account in France, and who falls into one of the following categories, can benefit from the Basic account:

  • Natural or legal persons domiciled in France
  • Natural persons of French nationality residing outside France
  • Natural persons legally residing in the territory of another Member State of the European Union not acting for professional needs

When a bank denies you the opening of a deposit account, you can ask the bank to take steps with the Banque de France, which will appoint a bank responsible for opening a deposit account. You can also take these steps directly yourself with the Banque de France.

Eligibility

If you have been designated a Revolut account by the Bank of France, please reach out to us on [email protected].