How to declare earnings or losses from Revolut products
Revolut does not provide tax advice. This information is for guidance purposes only. The tax declaration process can be complex and may change. We strongly recommend consulting a professional tax advisor for support tailored to your situation.
If you're a French tax resident, you must declare any income you've earned or capital losses you've incurred from your Revolut products during the tax year.
First, you'll need to gather the necessary documents from the Revolut app. Figures are available in your product-specific statements. To access your statements, go to your in-app profile and select 'Documents'. For most products, your earnings will also be listed in your consolidated statement.
Understanding tax forms
While Revolut doesn't advise on how to fill out your tax return, we can provide information on the relevant French tax forms for different types of income. You or your tax advisor can use this information to complete your declaration.
- Main Tax Return (Form 2042): used to declare common income types, such as interest and dividends
- Annex for Securities (Form 2074): details capital gains or losses from the sale of securities, including stocks, ETFs, commodities, and CFDs
- Annex for Digital Assets (Form 2086): used to declare capital gains or losses from cryptocurrency sales
- Supplementary Income Return (Form 2042 C-PRO): used to declare non-commercial profits, which typically includes income from referral bonuses
Revolut product income
- Personal and Joint accounts with FR IBAN, held in France by Revolut's French Branch, or Personal and Joint accounts with LT IBAN, foreign account, held in Lithuania by Revolut Bank UAB. Income source: referrals
- Savings accounts: held in France by Revolut's French Branch. Income source: interest
- Money market funds investment account (Flexible Cash Funds), brokerage account for stocks, ETFs and bonds, Robo-Advisor account and Margin account are held in Lithuania by Revolut Securities Europe UAB. Typical income/losses sources: interest, coupons, dividends and capital gains/losses
- Commodities: foreign account, held in United Kingdom by Revolut Ltd. Income source: capital gains
- Crypto: foreign account, held in Cyprus by Revolut Digital Assets Europe Ltd. Income source: capital gains