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What happens if my joint account balance goes negative?

Reasons for a negative balance in your joint account

  • An authorisation payment amount was less than the final amount of the transaction
  • You incur fees for Revolut services 
  • A card payment has been delayed

Once your balance becomes negative, we'll notify you in-app. You’ll have 7 business days to add money.

What happens next? 

We’ll try to correct the balance automatically by:

  • Moving money from your or the other account holder’s personal Revolut accounts
  • Adding money from your or the other account holder's stored card, as per our Terms & Policies page

We'll never use the money in your joint account to offset an amount owed to us on your personal account.