Card deposit limits and fees
Limits
Our automated security system sets top-up limits for all customers. These limits reset on a rolling basis, within a 24-hour, 7-day, or 31-day period. They’re based on the total amount you’ve added by card in the past 24 hours, 7, or 31 days. Limits adjust as you build a financial history with us.
There is an annual top-up limit for all methods that resets on the day your Revolut account was registered. If you reach this limit, you may need to submit additional documentation. All top-ups have a minimum amount shown in-app when adding funds. Other limits are shown below:
- Up to €10,000 (or equivalent) within 31 days with unverified cards
- Up to 10 card top-ups within 24 hours
- Digital wallet top-ups (Apple Pay or Google Pay) limited to £12,000 (or equivalent) within 7 days
- Up to £3,000 (or equivalent) within 24 hours for new customers (within 30 days of joining)
Revolut fees
Any fees we apply will always be visible to you before you add money to your account. These same fees apply when adding money with Apple Pay or Google Pay. Fees apply for the following card types:
- Business and commercial cards
- Cards issued outside the European Economic Area (EEA) or UK (e.g. Switzerland, US)
Your account's first card top-up will be free of charge, no matter the card type. Visit this FAQ for a list of cards we support for top-ups.
Non-Revolut fees
Revolut has no control or visibility over the fees your external bank may charge when you use a card issued by them to top up. Some banks may charge you if your card deposit is recognised as a cash withdrawal or advance, international transfer, or a transfer in another currency.
Countries requiring card verification
Cards from the countries listed below cannot be used to add money until you verify that you own the card. When verification becomes available to you, follow the in-app prompts to verify your card ownership and unlock its use.
- Asia: Afghanistan, Armenia, Azerbaijan, Iran, Kazakhstan, Kyrgyzstan, Laos, Lebanon, Myanmar, Nepal, North Korea, Syria, Tajikistan, Turkmenistan, Uzbekistan, Vietnam, Yemen
- Europe: Belarus, Moldova, Monaco, Russia
- Africa: Algeria, Angola, Burkina Faso, Cameroon, Cote D'ivoire, DRC, Kenya, Mali, Mozambique, Namibia, Nigeria, South Africa, South Sudan, Tanzania
- North America: Haiti, Trinidad and Tobago
- South America: Venezuela
- Oceania: Vanuatu