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Personal · Accounts · Flexible Cash Funds

Flexible Cash Funds transactions

Adding and withdrawing funds

To add funds to your Flexible Cash Funds in-app (i.e. buy shares in a money market fund):

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts'
  3. Select your Flexible Cash Funds
  4. Tap 'Add money'
  5. Enter the amount you wish to top-up
  6. Confirm by tapping 'Continue' or 'Add Money'

To withdraw funds (i.e. sell shares in a money market fund):

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts'
  3. Under 'Savings & Funds', select your Flexible Cash Funds
  4. Tap 'Withdraw', enter the amount, and confirm

While transactions are generally processed instantly, there might be occasional delays due to high server loads or simultaneous requests from many customers. If your transaction doesn't process immediately, allow up to an hour before reaching out to Revolut Support via the in-app chat for assistance.

Pending withdrawals

When you request a withdrawal, the amount may show in your Revolut current account before the fund manager has processed the sale of your shares in the money market fund. In certain cases, the transfer to your Revolut current account will only be fully processed after we receive the funds from the fund manager.

Reasons for declined transactions

Transactions within your Flexible Cash Funds might be declined because:

  • You've initiated a closure request for your investment account
  • You haven't completed your investment account onboarding

Apart from the above, it's recommended to refer to our RSEUAB Terms & Conditions for other cases in which your transaction can be declined by us.

Key transaction timings

Dealing day

A dealing day refers to a standard banking day excluding weekends, bank holidays and London holidays. A business day is synonymous with a dealing day. Transactions must happen on these days to start earning interest on your Flexible Cash Funds.

Cut-off time

The cut-off time for when additions (buys) and withdrawals (sales) must be compiled to be sent to the fund manager is 10am Eastern European Time (EET). For interest to accrue, funds must reach the fund manager by this time. Orders received before 10am EET are processed on the same day, with interest starting on the next day. Orders received after this time move to the next business day, with interest accruing on the following day.