Need a hand?

Just pop your question below to get an answer.

Topics
Personal · Accounts · Flexible Cash Funds

Where can I find current Flexible Cash Funds interest rates for all currencies?

How to access interest rates

For existing Flexible Cash Funds customers:

  1. Go to 'Home' on the bottom menu
  2. Below your balance, tap 'Accounts'
  3. Select your Flexible Cash Funds to view the applicable interest rates on that day, expressed as the Annual Percentage Yield (APY)

For customers considering Flexible Cash Funds:

  1. Go to 'Home' on the bottom menu 
  2. Below your balance, tap 'Accounts'
  3. Tap 'Add new'
  4. Select 'Savings & Funds'
  5. Choose 'Flexible Cash Funds'
  6. On the 'Select a fund' screen, you'll see the applicable interest rates for all plans and funds on that day, expressed as the Annual Percentage Yield (APY)

Interest rates 

To give you an idea of the potential returns across various subscription plans, here are the Annual Percentage Yields (APYs) as of 23 September 2024 for different plans and the money market funds:

EUR

  • Standard: 3.11%
  • Plus: 3.16%
  • Premium: 3.36%
  • Metal: 3.46%
  • Ultra: 3.56%

GBP

  • Standard: 4.36%
  • Plus: 4.46%
  • Premium: 4.66%
  • Metal: 4.81%
  • Ultra: 4.96%

USD

  • Standard: 4.35%
  • Plus: 4.45%
  • Premium: 4.55%
  • Metal: 4.70%
  • Ultra: 5.05%

Fee details are available under the interest transaction in-app or in our Ex-ante Costs & Charges Disclosure document. They can also be found in-app by tapping 'Details' on your Flexible Cash Funds homepage.

Tax withholding applies for Irish tax residents using Flexible Cash Funds at a rate of 41% on the gross interest earned. Keep in mind that tax treatment will depend on your individual circumstances and may be subject to change in the future.