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Personal · Accounts · Instant Access Savings

Getting started with Instant Access Savings

Instant Access Savings are free to open and use. There are no fees, and you can withdraw at any time. Instant Access Savings are available in the following currencies: EUR

Instant Access Savings Terms apply.

Eligibility

Revolut customers in Ireland must meet all of the following criteria:

  • You currently live in Ireland
  • You're an Irish tax resident
  • Have an Irish PPSN
  • You are a customer of the Irish branch of Revolut Bank UAB

In order to access Joint Instant Access Savings, a Joint account needs to be active.

How to access Instant Access Savings

In the personal mobile app:

  • Go to 'Home' on the bottom menu
  • Below your balance, tap Accounts
  • Choose 'Add new'
  • Select 'Savings & Funds'
  • Tap 'Instant Access Savings'
  • Follow the prompts to set up your account

Or, simply use this link to create a Savings account.

Are there any minimum or maximum deposit amounts?

There's no minimum deposit amount. However, Instant Access Savings deposits are subject to a maximum limit — €5,000,000 for EUR, with corresponding limits for other currencies.

Eligible deposits held with Revolut Bank UAB in aggregate are insured by the Lithuanian Deposit Insurance scheme. More information can be found in the Deposit Insurance Information document.