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As required by Irish tax law, we'll deduct 33% Deposit Interest Retention Tax (DIRT) from any interest you've earned. We do this before it's credited to your Instant Access Savings. The same applies to the joint Instant Access Savings.

The deductible tax needs to reach €0.01 before we begin withholding this tax. In cases where it's less than this amount, we'll continue to accrue your interest until it reaches €0.01 (at which point it's deducted from your next interest payment).

As a result, the tax rate for each interest payment may be different. To see the tax withheld on your total interest payments, you can use your combined savings statements. Read this FAQ to learn how to calculate interest and tax on Instant Access Savings.

If you have any questions regarding your tax responsibilities, you should seek independent advice from a professional tax adviser.

To access your savings statement in-app:

• Go to your Instant Access Savings account
• Tap 'More' (...)
• Tap 'Statement'
• Choose the time period you wish to generate a statement for
• Tap 'Generate'

The statement will include deposits, withdrawals, interest paid, and taxes withheld.

If you are over the age of 65 and your total income is below the annual exemption limit, complete this declaration form to declare your exemption status.

If you are exempt for other reasons, wish to claim a refund, or have further questions on DIRT, visit the Revenue website.