Need a hand?

Eligibility

To be eligible for Pay Later, you must meet the following criteria:

• You're at least 18 years old
• You permanently live in Ireland
• The personal details you entered in-app are complete, up to date, and include a local mobile phone number
• You're a customer of Revolut Bank UAB for at least 30 days
• You're employed (full-time, part-time, self-employed, or retired) with a regular income
• You have a clean credit history and no history of missed repayments
• You have no negative balances in your Revolut account

How to apply for Pay Later

• Go to 'Home' on the bottom menu
• Below your balance, tap 'Accounts'
• Tap 'Add new' then 'Credit'
• Select 'Pay Later'
• Fill out the short application

Next, we’ll perform credit checks. If your application is approved, you can finalise the process by reviewing the offer and selecting your preferred terms. You'll have access to your Pay Later funds instantly.