Need a hand?

View an active instalment plan

• Go to 'Home' on the bottom menu
• Below your balance, tap 'Accounts'
• Select your credit card
• Scroll down and tap 'Instalment plans'
• Choose an existing plan

Here you can manage the plan, view the total plan amount, view the amount paid back so far, and your repayment due date.

Instalment repayment and due date

Your monthly repayments are the same amount each month, except for the last month when the instalment amount will be slightly less. Each month, the instalment amount you owe will be added automatically to your minimum repayment amount due on the last calendar day of the next month.

The total sum will be reflected in-app and on your credit card statement.

Early repayments or partial repayments

You can pay your monthly instalment at any time during the month. You can pay future instalments early, partially, or pay the entire instalment plan off.

If you want to pay the entire instalment plan off or make a partial repayment, simply open the instalment plan in-app and tap ‘Repay’. You'll be able to repay the full or partial balance and interest accrued to date.

Late repayments

If you miss one instalment repayment, you won’t be able to create any new instalment plans until you’ve cleared your overdue amount.

If you miss a second instalment repayment, your plan will be cancelled and the entire balance and accrued interest to date will be moved back to your main credit card balance.

Any amount moved back to your main balance due to missed payments will begin accruing interest on a daily basis at the usual credit card revolving rate.