Can I change my credit card limit?
At the moment, you can only decrease your credit limit in-app — increasing your limit isn’t available yet.
How can I decrease my credit limit in-app?
- Go to 'Home' on the bottom menu
- Under your balance, tap 'Accounts'
- Select your credit card
- Tap the info icon
- Select 'Decrease credit limit'
Once your limit is decreased, it can’t be raised back to the original amount.If you’d just like to manage your spending, you can use our Spending Control feature instead.
Why was my credit limit decreased?
We regularly review accounts to promote responsible credit management. Factors such as account activity, repayment patterns, and overall credit profile may lead to a limit adjustment.
We’ll let you know in advance if your credit limit is being reduced, and share steps you can take to prevent it (if applicable). If your limit is reduced, you’ll also get a notification confirming the new amount and when it takes effect. To help maintain your credit limit, we recommend:
- keeping your Revolut account active
- making payments on time, for all credit products with Revolut
Can I request to have my previous credit limit restored?
Once your credit limit has been decreased, it can’t be reset to the previous amount. We’ll always notify you in advance and guide you on how to avoid a reduction.