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Am I eligible for credit?

To be eligible for Revolut's credit features in Ireland, you need to meet the following criteria:

  • You're at least 18 years old
  • Be a full resident in the Republic of Ireland
  • You permanently live in a registered address in Ireland and have your Revolut address details up-to-date
  • You have an Irish/UK mobile phone number linked to your Revolut account
  • You're an active Revolut customer for at least 30 days and have no information missing from your account
  • You're employed in Ireland and have your income paid directly into either your Revolut, AIB, Bank of Ireland, Permanent TSB, or Ulster Bank

We're currently unable to use our open banking system to link to KBC Bank, An Post, or Credit Union accounts. If your income is paid into one of those institutions' accounts, you won't be able to apply for credit with us at this time.