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How to use Pay Later

Pay Later lets you split purchases into three monthly payments, with a 1.65% fee per instalment. You can use your existing debit Revolut cards with Pay Later or a dedicated Pay Later virtual card.

How to activate Pay Later

  • Go 'Home' on the bottom menu
  • Tap the card icon in the top-right corner
  • Select a card with the 'Pay Later' label

Pay Later can’t be activated for Revolut Pro cards, credit cards, or inactive cards. If you use it with a virtual card, simply add the card details to Apple Pay or Google Pay to shop in-store.

Restricted services and locations

  • Casinos, betting outlets, and pawn shops
  • Purchasing online lottery tickets or gaming chips
  • Engaging in share trading or spread betting
  • Direct marketing subscriptions
  • Settling fines or supporting political organisations
  • Bail and bond payments
  • Escort services
  • Utilities, fuel dispensers, and medical services