Need a hand?

There are no opening or maintenance fees, but you'll be charged convenience fees and late interest fees (if applicable).

Fixed convenience fee

A fixed convenience fee of 1.65% of credit value is charged for any purchase made with Pay Later.

Flexible convenience fee

The flexible convenience fee is defined at the moment of purchase and is repaid together with the second and the third instalment of the instalment plan.

Late interest fee

Late interest fees can be applied if a repayment remains outstanding after the repayment due date is over.