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Available spending limit

When you make a Pay Later purchase, your available spending limit must be enough to cover the full purchase value.

First instalment

The first instalment (one-third of the purchase value) is charged from your EUR account at the moment of purchase.

Insufficient balance

If you don't have enough money in your account, you'll be asked to top up your account, or to pay in full. If your Pay Later spending limit is insufficient, you'll first need to repay any existing plans to free up more of your spending limit.

Minimum purchase

A Pay Later purchase can't be made for an amount less than €2. Transactions below this amount will be charged to your current Pocket as normal card payment transactions.