Need a hand?

Commodities you purchase via Revolut are held in a single account maintained by a trusted services partner of Revolut, in Revolut’s name, on your behalf.

What does this mean for me?

This means you don't literally 'own' the commodities — instead, the value of your investment goes up and down as the value of the commodities does. 

This means that you can't send your commodities externally outside your Revolut account or have the physical commodities delivered to you. It also means that if Revolut were ever to become insolvent, Revolut will sell all commodities it holds on your behalf and credit your account with the corresponding amount in fiat currency.

Do I have an individually allocated commodities account?

Revolut currently doesn’t allocate individual commodities accounts. Once purchased, commodities are stored in a pooled account in a secure third-party financial institution. We maintain our own internal ledger, which records the personal balance you see in-app.