What is a Merchant rolling reserve?
A rolling reserve is a small percentage of each transaction that Revolut withholds to protect both you and Revolut from financial risks like chargebacks, fraud, and refunds. It acts as a financial buffer for unexpected issues, ensuring that there are funds available to cover potential disputes.
How does it work?
Each day, a portion of your sales is held back for a set period (e.g. 3 months). After this period, the funds are released back to you.
You can check your reserved amount at any time in the 'Merchant' menu, at the payouts widget on the right side.
Who is affected?
Rolling reserves typically apply to businesses in high-risk industries, new businesses, seasonal operations, or those with large transaction volumes.