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Personal · Accounts · Flexible Cash Funds

Tax reporting for Flexible Cash Funds

Understanding your Flexible Cash Funds (FCF) statements

When you withdraw from FCF, RSEUAB sells your shares in the corresponding money market fund on your behalf. This appears on your statement as 'Total value sold'. The value of your purchased shares didn't change in 2025, so 'Total value sold' matches the original purchase price of your shares

'Total earned returns' reflects the returns you’ve made from holding money market fund shares. 'Total fees' represents the cost of this investment service, and is deducted daily from your gross returns. To find more details on your investments in-app:

  • Go to 'Home' on the bottom menu
  • Tap 'Accounts'
  • Tap 'Savings & Funds'
  • Select a 'Flexible Cash Fund' account
  • Tap 'Info'

Tax reporting to tax authorities

As required by law, we’ve reported the combined 'Total value sold' for all your Flexible Cash Funds in 2025 to your local tax authority as 'Income from title transfer of financial instruments, income received from marketing of derivatives not subject to tax relief (12)'.

For sales in USD or GBP money market funds, amounts were converted to EUR using the applicable closing exchange rate on the date of each withdrawal.

We're not required to and do not report any 'Amount of acquisition and selling expenses' to your tax authority.

Tax reporting to tax authorities 'Total earned returns'

We reported the combined 'Total earned returns' (before deducting any fees) as 'Returns on non-equity securities (67)', converting any GBP or USD returns to EUR using the applicable exchange rate on the date it was earned.

We don't report fee information, as we’re not required to.

Make sure you understand and declare the necessary details for your investments made through RSEUAB.

Personal circumstances

Depending on your circumstances, you may be able to adjust your personal income declaration and change the amounts reported:

  • Under 'Income from title transfer of financial instruments, income received from marketing of derivatives not subject to tax relief (12)'
  • To 'Income from title transfer of financial instruments, income received from marketing of derivatives subject to tax relief (11)'

Revolut doesn't provide tax or financial advice. Information in this article should not be relied on as tax or financial advice.