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You invest in Money Market Funds (MMFs) through Flexible Accounts. The performance of an MMF fluctuates every day and so MMFs have daily changing yields. The interest rate represents the Annual Percentage Yield (APY), which indicates how much your money could grow if you held the investment for an entire year and the yield remained constant (which in practice does not) after deducting the applicable fees.

We and our fund manager work hard to provide you with the best APY, without you needing to lift a finger (well, maybe just to tap a few buttons).