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The benefits you’ll enjoy with a Revolut credit card depend on your Revolut plan. Your credit card and plan are separate products — you don’t need to change your plan to apply for a credit card.

After you apply for a Revolut credit card, you'll access exclusive physical card designs and optional loyalty features based on your current plan. RevPoints require a separate opt-in. To find out more about the plans we offer, visit our Plans Page.

No admin fee is charged for Revolut Credit Cards. Go to our Credit Cards Page to learn more.

To begin collecting RevPoints on credit card spend, make sure that the feature is activated in your account. To do so, follow the steps in this FAQ.

Depending on your plan, the number of RevPoints collected with your credit card spending will vary — the collection rate is a feature of your selected plan, not the credit card itself.

For more details about RevPoints, read this article. It explains how many points you’ll collect based on your credit card spend, eligible transactions, expiry details, and activities that can collect you RevPoints. Paid plans and RevPoints T&C’s apply.

Upgrading your plan will update your credit card benefits, including a new RevPoints collection rate and access to exclusive physical card designs.

Your credit card and plan are separate products. RevPoints require separate activation and are offered as part of the plan, not as a credit benefit.

For more information about how to upgrade your plan, read this FAQ.

Downgrading your plan will adjust your credit card benefits to match the new plan you’ve downgraded to, including changes to your RevPoints collection rate and which physical card design options are available to you. The RevPoints collection rate is linked to your plan, not your credit product.

For more information about how to downgrade your plan, read this article.