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Am I eligible for credit?

To be eligible for Revolut's credit features in Lithuania, you need to meet the following criteria:

  • You're at least 18 years old
  • Be a Lithuanian national (accepted documents are passport, ID, and driver's licence) or present a valid residence permit
  • You permanently live in Lithuania and have an up-to-date address on your Revolut account
  • You have a local mobile phone number linked to your Revolut account
  • You're customer of Revolut Bank UAB
  • You have a regular, sustainable, and verifiable income
  • You have no negative balances in your Revolut account

Under Lithuanian law, credit assessment can't be performed, and credit agreements can't be finalised (including disbursement) after 22:00 and before 7:00 local time.