Need a hand?

Loan applications can be declined for a number of reasons, depending on your individual circumstances.

Common reasons an application may be denied

• You may not have a steady income, or if you do, it might not be enough to comfortably manage your loan obligations
• You're either not employed, or we couldn't confirm regular income payments
• You don't have a good credit history
• You don't meet our basic eligibility criteria for nationality, age, etc. To learn more about the basic criteria, visit our Eligibility FAQ

If your application is rejected, we'll provide you with the reason in-app. While providing the rejection reason, we will follow local regulations, requirements, and internal rules. In some cases, we won't be able to disclose which rule applies to each rejected case.

Can I reapply if my application was declined?

If your application was declined, we don't recommend applying again unless your circumstances have changed or the previous application information was incorrect.