Need a hand?

A refinancing loan allows you to take out a new loan to pay off existing ones, and — if eligible — request extra credit for personal use.

Refinancing is available to all eligible customers in Lithuania. You can now refine both your internal Revolut loans and external loans held with other credit providers.

Your existing credit facilities (loans) need to meet the following criteria:

• Have a lower balance than the maximum amount Revolut can offer you
• Granted by a loan provider and reported to the credit bureau in Lithuania
• Granted in the local currency (EUR)

If you don't have a credit facility that meets the above criteria, you can apply for a personal loan with Revolut instead.

• For credit facilities with Revolut: your old Revolut loan will be closed as soon as the refinancing loan is approved. The process of settling the previous loan is completed by us, on our side
• For credit facilities with other lenders: the amount for external credit refinancing will be transferred directly to the other bank account on the same working day

When refinancing a loan from external lender, the details required depend on whether your lender is on our supported list

• If your lender is on our list: select the external lender from the list and enter your credit agreement number. No additional documents or manual account details are required
• If your provider is not on our list: You will need to manually enter refinancing account (IBAN) then upload request for early repayment and external lender's confirmation