General information about mortgage loans
What are the main mortgage loan conditions?
- Minimum amount: €35,000
- Maximum amount: €1,000,000
- Maximum term: 30 years
- Home purchase down payments start from 15%
Our current mortgage products cover purchase, refinancing, and refurbishment purposes, but at the moment we do not cover building your own home purpose or loans eligible for state subsidies.
What are the steps to apply for new mortgage loan?
- Fill in a short questionnaire and submit any documents needed
- Get a pre-approved offer (subject to credit check)
- Upload your property valuation and provide details about your down payment
- Get a binding offer (subject to credit check)
- Sign the mortgage agreement
- Become an owner of the property by signing property purchase agreement and registering the ownership
- Insure property and pledge it to Revolut Bank UAB
- Mortgage is disbursed to the seller's account and you can manage it in the Revolut app
Start your mortgage loan application. If the product is not yet available, you will be invited to join the waitlist until the application option is available.
What are the steps to apply for a Refinancing Loan?
- Fill in a short questionnaire and submit any documents needed
- Get a pre-approved offer (subject to credit check)
- Provide your property pictures and answer a few questions about your property
- Get a binding offer (subject to credit check)
- Sign the mortgage agreement
- Insure property and pledge it to Revolut Bank UAB
- Mortgage is disbursed to the initial bank and you can manage it in-app
Where can I find general information about mortgage loan?
You can find and download the general information about the mortgage product in this document. If you cannot download it for any reason, we can send it to you via email upon request.