Need a hand?

Each loan repayment you make brings down your outstanding balance, helping you progress towards paying off your loan. We don't charge fees for early repayments.

To make an early repayment, go to 'Mortgage', tap 'Repay', and select ‘Make partial repayment’. After making the payment, your loan balance will be updated in the app.

You'll also receive a revised schedule with updated instalment details. If you don't pay off the whole loan amount with an early payment, then that early payment won't skip your next scheduled repayment, but it can decrease accordingly.

You can do a loan settlement if you want to pay off your entire loan early. The outstanding balance includes the remaining loan amount, plus any interest due since your last payment. If you've missed any payments, the overdue balance includes those amounts too, as well as late fees.

To do this, go to ‘Mortgage’, and select 'Pay off your loan in full'.