Mortgage binding offer and agreement signing
Is the binding offer final?
A binding offer is the final offer. You can read the European Standardised Information Sheet (ESIS) document to make sure all conditions are clear, and that you agree to them. You can also compare this offer with other banks if needed.
If you have any questions about your binding offer, get in touch with us via the in-app chat from your mortgage application screen.
The binding offer is valid for 30 days, starting from the day after we issue you an offer. If you decide to accept the offer, you must sign the mortgage loan agreement within those 30 days.
How can I sign an agreement?
Mortgage loan agreements can be signed by all borrowers in-app, using mobile signature (Mobile-ID) or Smart-ID.
Visit the Smart-ID website for more information on how to get a Smart-ID and how it works. For more information on Mobile-ID, contact your network provider (Tele2, Bite, Telia). They'll set up a mobile signature for you.
You can download any of your loan-related documents, or documents you’ve signed, and save them to read outside the Revolut app. We'll also send signed document copies to your email.
Can I cancel my mortgage loan agreement?
You have the right, without needing to give a reason, to cancel the mortgage loan agreement within 14 days after signing the agreement. To do so, get in touch with our support team through the in-app chat.
No costs apply to cancelling the agreement, you’ll only have to pay the borrowing rate for the period you had the loan.
You'll have to return the mortgage loan issued to you back to Revolut — plus the borrowing rate applied to your loan — as soon as possible, but no later than 30 days from the date you tell us you're cancelling the agreement.